These resources have been gathered with Canadian and U.S. motorcyclists primarily in mind, but may include various other types of landcraft and watercraft. We will be adding further hints and links as time allows. We do not accept any responsibility as to the accuracy of information obtained from these resources. It is hoped that they will provide useful steps in purchasing and valuing your intended vehicle for insurance (non-investment) purposes.

Canadian insurance claims are often primarily determined by a combination of VICC( 'industry average value') codes and 'book values'. Your own declared value will not be a major factor in a claim settlement. However, you should keep all receipts relating to improvement ( not maintenance ) of your motorcycle if you wish to negotiate a settlement exceeding the adjuster's figure.

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Where to find Used Motorcycles

• You should be able to find some local websites displaying 'classified ads' or 'motorcycles for sale' or similar.
  Try different combinations of search words/descriptions in Search Engines.

• U.S. and Canadian classifieds can be found at Cycle Seekers.com ~ also
  MotorcycleScan.com ~ Buy a Used Motorcycle.com ™ and Classybikes.com

• Canadian riders should try AutoTrader.ca ~ also SuperShopper listings
  and Canadian Biker online

• Local newspapers for private or dealer sales. Local Swap Meets, motorcycle shows and dealerships. Private driveway sales, Auctions, Bankruptcy, Police Seizure, Government Surplus and Lost Property sales

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Researching a value for your Used Motorcycle

For motorcycle insurance purposes, you will need to provide the actual cash value of your used motorcycle. Be sure to include the costs of any intended options, customizing and pre-insurance repairs( see our note above). You may be asked to include any Provincial / State / Federal taxes involved in the intended purchase.

For U.S. Used Vehicles:
The Kelley Blue Book is one of the most comprehensive sources readily available on-line. It gives resale and trade-in values for used Motorcycles, Autos, ATV's, Snowmobiles and Watercraft of all kinds.

For Canadian Used Vehicles:
The Canadian Blue Book issued by All Seasons Publications Ltd ( three times yearly for motorcycles ) will provide insight into many types of used vehicle values. All Seasons also publish Specification Manuals.
The Canadian Red Book is updated twelve times yearly and concentrates on used car and light truck values with Provincial adjustments, VIN information and Appraisal resources.

More Guides:
The NADAguides.com website is another valuable resource available for U.S. and Canadian users! You may be limited to ten (10) free enquiries from your Personal Computer !
The Black Book is primarily produced for Dealers and Insurance companies but separate editions cover every type of vehicle and specification and can be ordered online.

Motorcycle Consumers® News and Total Motorcycle.com websites provide comprehensive lists of values.

British Motorcycle Insurance Quotes for UK Riders

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California Motorcycle and Scooter Insurance Directory

Practical help for Canadian Motorcyclists

• If you visit the Kelley Blue Book motorcycle page to request a used motorcycle value, you will need to enter a 5-digit U.S. ZIP CODE to proceed. We suggest that you use a range of zip codes from the nearest U.S. cities adjacent to your Provincial border.

• For example - enter into a Search Engine "buffalo zip codes"- you will be directed to a website and could select '14201'. Detroit would have '48201' and many others. Try a number of zip codes from differing U.S border cities to get a 'mean average' $US value for your used motorcycle.

• NOW you need to convert that value to $Canadian

• The Bank of Canada Instant Currency Converter is an invaluable on-line tool.
  Enter the $US motorcycle value in the 'AMOUNT' field and select the option to convert 'From US dollars to Canadian dollars'

• Alternatively, use The Universal Currency Converter ™
  You will have an starting point for negotiation but there's nothing like a good haggle!

• Importing a motorcycle into Canada presents challenges and Canadians should acquaint themselves with all Canadian Government requirements.

• Appraisals must be provided by LICENSED APPRAISERS and your local motorcycle dealership may be able to supply additional contacts.

• This is where you can find Specifications for all Motorcycles: 2000 to 2005 ~
  Used Motorcycle Evaluation Guide and Motorcycle Specs Handbook are musts!

• Motorcycles.About.com is another superb site and Ronnie Cramer is the supreme compiler of links for 'all things motorcycle'

• The Harley-Davidson Motorcycle website provides specifications for current models and
  Harley-Davidson model abbreviation and designator letters can be found here.

• Want more advice ? You can patch-in to some of the best radio programs available for motorcyclists at the Open Road Radio website!

For Ontario Riders - Request Your Insurance Quote

As soon as you're ready to request a quote or arrange cover - you'll find that we're ready to give prompt assistance. Just complete our Ontario Motorcycle Insurance.ca quote request form, or call us at (416) 461-6474 / 1-800-465-5052 (Ontario only)
We can arrange speedy cover by fax and we specialise in quality 'old fashioned' service !

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Murtaugh Smith Financial
259 Danforth Avenue
Toronto, Ontario, Canada M4K 1N2

* * * TELEPHONE & FAX INFORMATION * * *

(416) 461-6474 or 1-800-465-5052 (Ontario only)
Fax:(416) 461-8497

Brokers For Business . Home . Auto . Motorcycles .Watercraft . Life & More!

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